Archive for May, 2011
Consolidate debt by contacting a financial institution for loan opportunities or looking at existing credit cards with lower interest rates. Lower monthly debt payments through debt consolidation with insight from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey
Yuriko Nakano
An unsecured credit card is a credit card that has no security behind it, meaning that it is not tied to any collateral. Get an unsecured credit card by having good credit with insight from a financial service specialist in thisfree video on credit counseling. Expert: William Rae Contact: www.hbwfl.com Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years. Filmmaker: Christopher Rokosz
Doreen Cunningham
What you can expect from your counseling session with Money Management International.
Sirena Celenza
Chatham Financial’s FMS Debt Management System is a powerful and dynamic debt management system that provides a clear view of your debt profile from individual loan details and valuations to portfolio-level reporting and analytics.
Kasey Behne
I recently received a settlement letter from Midland Credit Management (MCM) for my over due Citibank card. Coincidentally I was about to contact Citibank this week about making arrangements to pay my account balance in full to help improve my credit score. I haven’t paid on the card in 1.5 years and it appears that MCM is the collection agency that has a hold of my account. The letter I received stated that my overall balance is $649.06 but offered me a deal to send them a check for $389.44 (40% off balance) and they will stop applying interest on my account, update my credit report with the payment I made and most importantly they mentioned that my credit report will be updated as paid in full (much better that a settlement). I’ve been browsing online about MCM and have read nothing but bad things about this company. People have had horrible experiences with them not full-filling their agreement and have been known to scam people. So my questions are (1)do I pay them their offered settlement and trust that they will update positively on my credit report, (2) do I pay the account balance in full so I don’t get screwed later on, (3) should I contact Citibank before making any arrangements. Any help would be appreciated. I’m in high interest to improve my credit score ASAP now that I have the money to start paying off my debt, so I wish to get this settled immediately.
Herb Brasfield
If someone was in a lot of debt n they tried debt management and they have a job but he/she is so depress and stress out that he/she would quit his job regulary because he/she has no one to get help from. where and what should he/she should do?
Dianna Garrido
Credit Counselling and Debt Repayment Our licensed counselling pros will work with you to develop a bill consolidation program customized for your personal financial needs. Together, well make sure you get a realistic, livable budget, settle your debt and restore your good credit. Often well start by consolidating your current debts. Heres how it works: Our people will negotiate with all of your creditors on your behalf, and then set up a single monthly payment, often lower than you are currently paying and often with lower interest charges. Well re-arrange your current debt to make your monthly load more manageable. We even build our modest fee into your single, manageable monthly payment. All our staff are licensed by the BPCPA (Business practices and consumer protection authority)
Franklin Gelder
My husband received a phone call from an “attorney” regarding a 5 year old credit card debt. They threatened him with many things: involving the military, taking him to court, etc. The debt was almost $3000, but they would “settle” if he paid $2000 over the phone. He asked them to send a statement via mail, but they refused. The guy said “Cut the bullshit, you either pay or else”. So he made the payment. When we saw the transaction come through it was to a company called “Eastern Asset Management”. I’ve done some Research on this company and it isn’t looking good. They have threatened so many people & convinced them to pay their debts with no letter, no notice, anything. Personally, I believe it was a scam. What do you think?
Anderson Roussell
This is regarding credit card debt. I received a letter from a lawfirm representing Midland Credit Management. They are taking me to court to collect a 5 yr old debt of $1,500+fees. The problem is that I can’t afford a lawyer, I am in school, unemployed and the date of court requested I will not be able to attend due to re-locating. My question is, who do I contact? can I ask to settle out of court and who do I ask? are there any laws that protect me, epecially because I barely make financially at this time. Please advice. No angry answers please.
Hope Khounborine
Ways to live within your means and get out debt include creating a budget and eliminating frivolous spending habits. Eliminate debt by contacting a consumer credit agency when living beyond means with tips from a certified public accountant and credit counselor in this free video on debt management. Expert: Jerrie Guthrey Bio: Jerrie Guthrey has been a certified public accountant and credit counselor since 1992. Filmmaker: Jack Guthrey
Burton Lapointe